健康、财富和职业

Retirement Statistics: Global Research on Living, Working and Saving

健康、财富和职业

财务安全新举措

全球研究报告

全新发布 — 全球研究报告

思索一下:当下的成年人预计有三分之二的寿命将超过 80 岁,而仅有三分之一的人拥有可满足余生所需的充足财富。美世的《健康、财富和职业:财务安全新举措》审视了那些深刻影响人们如何生活、工作和储蓄的各种动力。

下载全球和国家/地区研究报告,了解哪里的财务安全风险最高。请定期访问我们的网站了解其他最新资讯。《为什么健康即财富》即将推出。

是时候颠覆陈旧的退休观念?您所在国家/地区的状况如何?

通过测验来揭晓答案

《健康、财富和职业》是美世的倡议,它为政府、雇主和个人等所有决策者提供所需的由观点洞察、数据和科技驱动的解决方案,从而帮助创造新的员工体验。在世界经济论坛、斯坦福老龄化研究中心和梅肯研究院等行业顶尖合作伙伴的鼎力支持下,我们广邀专家,帮助世界各地的人们获得当下的美好生活,同时保障今后的高品质生活。这项研究在 12 个国家/地区开展实施,共有来自私营企业和政府部门的 7000 名成年人和 600 名高层主管参与,明确了在健康、行动、科技和结构领域的财务安全的关键举措。

和我们一起探寻,在领袖们眼中什么将是影响人们生活、工作和储蓄的最大动力,包括解决弱势群体金融安全缺口所需的结构与技术的变革。

 


颠覆退休观念的时机

  • 人们通常需要度过20到25年的退休生活,但如果没有更好的规划,许多人都将入不敷出。三分之二成年人的预计寿命都会达到 80 岁以上,然而仅有三分之一的人认为自己为余生备足了充裕的财富。
  • 65% 的人都不敢奢求退休,或者做好了在退休后继续工作的打算。
  • 89% 的人坦言,继续培养专业能力和个人能力很重要。

Time to retire retirement

  • People expect to spend 15-20 years in retirement, but without better planning, many will outlive their income.
  • 2 out of 3 adults expect to live past 80, but only 1 in 3 are confident they will have enough money to afford to do so.
  • 68% of people globally don’t ever expect to retire or expect to keep working after retirement.
  • 86% say that continuing to develop professional and personal capabilities is important.

Time to retire retirement

  • People expect to spend 15-20 years in retirement, but without better planning, many will outlive their income.
  • 2 out of 3 adults expect to live past 80, but only 1 in 3 are confident they will have enough money to afford to do so.
  • 68% of people globally don’t ever expect to retire or expect to keep working after retirement.
  • 86% say that continuing to develop professional and personal capabilities is important.

Time to retire retirement

  • People expect to spend 15-20 years in retirement, but without better planning, many will outlive their income.
  • 2 out of 3 adults expect to live past 80, but only 1 in 3 are confident they will have enough money to afford to do so.
  • 68% of people globally don’t ever expect to retire or expect to keep working after retirement.
  • 86% say that continuing to develop professional and personal capabilities is important.

Time to retire retirement

  • People expect to spend 15-20 years in retirement, but without better planning, many will outlive their income.
  • 2 out of 3 adults expect to live past 80, but only 1 in 3 are confident they will have enough money to afford to do so.
  • 68% of people globally don’t ever expect to retire or expect to keep working after retirement.
  • 86% say that continuing to develop professional and personal capabilities is important.

Time to retire retirement

  • People expect to spend 15-20 years in retirement, but without better planning, many will outlive their income.
  • 2 out of 3 adults expect to live past 80, but only 1 in 3 are confident they will have enough money to afford to do so.
  • 68% of people globally don’t ever expect to retire or expect to keep working after retirement.
  • 86% say that continuing to develop professional and personal capabilities is important.

Time to retire retirement

  • People expect to spend 15-20 years in retirement, but without better planning, many will outlive their income.
  • 2 out of 3 adults expect to live past 80, but only 1 in 3 are confident they will have enough money to afford to do so.
  • 68% of people globally don’t ever expect to retire or expect to keep working after retirement.
  • 86% say that continuing to develop professional and personal capabilities is important.

Time to retire retirement

  • People expect to spend 15-20 years in retirement, but without better planning, many will outlive their income.
  • 2 out of 3 adults expect to live past 80, but only 1 in 3 are confident they will have enough money to afford to do so.
  • 68% of people globally don’t ever expect to retire or expect to keep working after retirement.
  • 86% say that continuing to develop professional and personal capabilities is important.

Time to retire retirement

  • People expect to spend 15-20 years in retirement, but without better planning, many will outlive their income.
  • 2 out of 3 adults expect to live past 80, but only 1 in 3 are confident they will have enough money to afford to do so.
  • 68% of people globally don’t ever expect to retire or expect to keep working after retirement.
  • 86% say that continuing to develop professional and personal capabilities is important.

 

确保全民财务安全离不开结构变革

  • 储蓄、健康和工具方面的差距依然存在,但任何人都不应被抛下。
  • 千禧一代是劳动力大军中最庞大的群体,而且跳槽的频率也高于其他群体。
  • 女性在薪资不平等、职业连续性以及享有雇主赞助计划等方面面临着性别差异, 并且她们所承受的压力比男性大得多。
  • 而“零工”经济和非正式劳动力则面临着退休和福利计划享有权和负担能力方面的差距。

达沃斯论坛精彩回顾

1 月 24 日,在瑞士达沃斯举行的世界经济论坛年会上,美世总裁兼首席执行官 Julio Portalatin 和个人财富全球主管 Renée McGowan 邀请来自公共和私营部门的领导人,共同探讨解决财务安全、填补长期储蓄缺口的新途径。

观看现场直播回放:盈利性社会企业 Blue Marble Micro Limited 的首席执行官兼创始人 Joan Lamm-Tennant,Adecco Staffing US 总裁 Joyce Russell,AARP 首席公共政策官 Debra Whitman,以及 澳大利亚财政部长Hon Mathias Cormann 议员。

 

Marble Micro 公司创始人及首席执行官Joan Lamm-Tennant博士分享了创新思考的重要性。

 

澳大利亚财政部长、荣誉参议员Mathias Cormann先生分享了如何为长寿社会做好规划。

视频回放:健康、财富和职业:财务安全新举措早餐会

美世如何提供帮助

财务安全压力影响着所有国家、企业和民众,并将成为下一个全球危机。领导人需要共同努力,确保财务安全不会成为下一代的负担,而现在正是培养财务安全的大好时机。

美世财务健康计划帮助员工采取行动,以期减少财务之忧,而雇主则可以提高员工敬业度和生产力。联系我们,了解更多内容。

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